Insurance inspections
4-Point Inspection
Roof, electrical, HVAC and plumbing: the four systems Florida insurers ask about.
4-Point and Wind Mitigation reports included when scheduling your Full Comprehensive Home Inspection.
Most Florida insurers ask for these, so you'll have them ready at no extra cost.
Not buying a home? See our standalone insurance inspections, for homeowners getting coverage or looking to lower their premiums with up-to-date inspection information.
A 4-point inspection documents the condition of the roof, electrical system, HVAC and plumbing. Insurers commonly request this form on older homes before issuing or renewing a homeowners policy.
River City Home Inspections serves Jacksonville and Northeast Florida from 4043 Baymeadows Rd. Florida Licensed Home Inspector HI13639. Rated 5.0 from 250 Google reviews.
Standalone 4-point: call or text 904.654.4732 for a quote. Online booking is Mon–Fri.
What a 4-point covers
Roof
Covering, age indicators, visible leaks and overall condition of the roof system.
Electrical
Panel, wiring type and visible hazards insurers ask about.
HVAC
Heating and cooling equipment condition and operation.
Plumbing
Supply and drain lines, water heater and visible plumbing issues.
Frequently asked questions
Do I need a 4-point if I already booked a full inspection?
Yes. 4-Point and Wind Mitigation reports are included when scheduling your Full Comprehensive Home Inspection, at no extra cost. Most Florida insurers ask for these.
How fast is the report?
Photo reports are typically ready within 24 hours.
Can insurance agents book directly?
Yes. Call or text 904.654.4732, or use the online scheduler Mon–Fri.
Book online in two minutes
Online booking is Mon–Fri. Same licensed inspector every time.
Need a Saturday? Call 904.654.4732 to check availability.
Book now